What Is The Average Stock Market Return?

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Glad you asked that question. Talking averages are always tricky when you are talking about lumpy numbers. The average stock market return is the percentage change in the stock market value for one year or a period of years. Historically, … Read More

Dealing With The Awkwardness of Money

eating with friends means splitting bills

Have you ever had difficulty talking about a money situation with your friends, family, colleagues, or significant other?  Sure, you have, and you are not alone. Money, along with politics and religion, can be taboo topics. The awkwardness of money … Read More

How To Build Generational Wealth

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When you envision generational wealth, do you see images of private jets, lavish parties, extra chilled martinis, and designer clothes for toddlers come into view? That may be, but this post is not about those already wealthy. It’s about people … Read More

How To Build Generational Wealth

Dollar-bills-family

When you envision generational wealth, do you see images of private jets, lavish parties, extra chilled martinis, and designer clothes for toddlers come into view? That may be, but this post is not about those already wealthy. It’s about people … Read More

Why This Professor Quit Real Estate Investing

skyscrapers

Real estate investing can be pretty lucrative, generating high returns but make sure you understand the risks. Before I began investing in stocks, I enjoyed the romantic aspects of real estate. My parents would pick me up to watch the … Read More

Teaching Your Children To Become Fiscally Responsible

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Have your kids ever used your credit card without permission? According to a LendingTree study, roughly half  (52%) of parents let one of their kids borrow their credit cards to let them buy something online.  29% of parents with children … Read More

Pros and Cons of Universal Basic Income

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Universal basic income, or UBI, is a modern-day concept under which the government distributes cash payments to all. This concept has been around since Thomas More proposed a basic income to everyone in Utopia, written nearly 500 years. Once a … Read More

10 Ways For Women To Achieve Financial Independence

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“The question isn’t who’s going to let me; it’s who’s going to stop me.”  Ayn Rand   “Everyone has inside of her a piece of good news. The good news is that you don’t know how great you can be!”  … Read More

12 Ways To Make College More Affordable (Or Even Free)

Going-to-college

Affording a college degree is complex, with costs rising for decades. Yet, having a college education remains a meaningful way to reach success. We will point to ways to make college more affordable and even virtually free. Planning early as … Read More

Yes, Money Can Buy Happiness

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“Money is of no value; it cannot spend itself. All depends on the skill of the spender.” Ralph Waldo Emerson   “Whoever said money can’t buy happiness simply  didn’t know where to go shopping.” Gertrude Stein   Money Can Buy … Read More

Credit Card Alternatives Have Benefits

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Do you really need a credit card? Most people believe so. I have had a love-hate relationship with credit cards, admittedly using cash and alternatives more often than most people I know. Credit cards can be a valuable tool, allowing … Read More