How are you today? I mean, how are you financially? Know Your Net Worth: It is a crucial benchmark at a particular time. Will allow you to set near-term and long-term goals. Track changes for better money management. Highlight your … Read More
Saving money is an excellent habit, using this money to pay bills, use for emergencies, large purchases, and to make investments. However, in a low interest-rate environment, it can be challenging to earn income in saving accounts, especially a money … Read More
We often can’t see our own mistakes through our rose-colored lenses. Instead, we can see errors more easily made by others when we are less emotional. The same happens when we find colorful characters in fiction who make blunders we … Read More
Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More
When you save money, you want to put it in a safe place, have readily available access, and earn some interest. You don’t want to stash your cash in pillowcases, under your bed, or in a shoebox. Managing your savings … Read More
My mom was hugely influential in teaching me my first money lessons and instilling good financial habits at an early age. The underpinnings of her knowledge and encouragement were invaluable and still are to this day. Coming from a prosperous … Read More
“The mind is everything, what you think, you become.” Buddha Are our mindsets predetermined, or can we grow, adapt, and change? Your mindset matters greatly. You have the power to develop how your mentality. How We Think Can Impact Us … Read More
“Price is what you pay; value is what you get.” Warren Buffett I bristled when they called me a cheapskate when I was a young kid. It cast a dark shadow over me. We lived in a modest neighborhood in … Read More
Each year I read Chairman and CEO Warren Buffett’s annual letter to Berkshire Hathaway’s shareholders upon its release. For many reasons, I do so as a shareholder, an investor, a former equity analyst, and a professor. Teaching finance to college … Read More
Chairman and CEO Warren Buffett’s annual letter to Berkshire Hathaway’s shareholders for 2018 results was recently released. The letter is a treasure trove of personal finance lessons. Business and investment savvy Buffett has long been an American folk hero whose … Read More