Linda @ The Cents of Money 
Dear Young Investors, This stock market has been fascinating, exciting, and mesmerizing, but I fear a trainwreck is coming. When GameStop’s stock value rises to $34 billion from nearly $279 million a year ago, and its fundamentals are still weak, … Read More
Do you really need a credit card? Most people believe so. I have had a love-hate relationship with credit cards, admittedly using cash and alternatives more often than most people I know. Credit cards can be a valuable tool, allowing … Read More
“It doesn’t matter how many times you fail, you only have to be right once.” -Mark Cuban What Are Your Chances Of Reaching Financial Success? 100%! (If you want it!) Growing up, I heard snippets like “do the best … Read More
“Many people take no care of their money till they come nearly to the end of it. And others do just the same with their time.” Johann Wolfgang Von Goethe Use Time Value Of Money To Achieve Your Financial Goals … Read More
“There are no solutions; there are only trade-offs.” Thomas Sowell There are money tradeoffs in most aspects of our lives. We have many choices and cannot do everything we want to do. For every choice we make, opportunity costs require … Read More
We all have biases–cognitive and emotional– that may cloud our judgment when making day-to-day decisions, especially about our finances. We often depend on our intuition, but sometimes we are unaware of how our gut feeling may be faulty. These biases … Read More
“Poor or rich, money is good to have.” Leah Eliash Kaufman, my grandmother Talking about money is often a taboo subject, especially among family members. However, it is important to be able to know how to talk to your … Read More
I worked on the street. It’s true! For years, I told my college students and colleagues what I had done for a living before I taught business courses. They would exclaim, “Wow! I never knew anyone who did that!” or … Read More
“Risk comes from not knowing what you’re doing. “ Warren Buffett A recession is never far from most investors’ minds. Understanding risks such as slowing growth when investing is essential. It is why I advocate that beginning investors have … Read More
I have to admit that I am hostile to the term, “Budget.” The word signifies limitations as if I will have to change my lifestyle. Before I prepared a budget, I felt anxious about doing one. Only one out of … Read More
The coronavirus has weakened our financial markets and our economy as social distancing has slowed economic activity. With high unemployment and tweaked growth, we have been in a recession. Many people are hurting. Unfortunately, there are many who like to … Read More