Credit and Debt will discuss credit reports, scores and how to borrow, reduce debt
“I wanted to race cars. I didn’t like school, and all I wanted to do was to work on cars. But right before I graduated, I got into a really bad car accident, and I spent that summer in the … Read More
How to save money on a tight budget? It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are also similarly strained. There is no shame in … Read More
I grew up in a racially diverse Bronx neighborhood. It wasn’t until I worked on Wall Street as a financial professional that I encountered people with homogenous backgrounds. Specifically, my colleagues were primarily white people who appeared to be far … Read More
We often can’t see our own mistakes through our rose-colored lenses. Instead, we can see errors more easily made by others when we are less emotional. The same happens when we find colorful characters in fiction who make blunders we … Read More
You can reach financial success but you need to manage your debt wisely. Be ready to tackle some tough choices and trade-offs if you are aiming to grow and accumulate wealth. Your planning should start as early as possible so … Read More
Financial independence is essential for everyone. Women have lagged in gaining autonomy, being more reliant on their spouses for money than is healthy. They have made significant progress in the workplace, and their financial clout is rising. Yet, to fully … Read More
You got into your college of choice. How to pay for college? The latest student loan statistics reflect $1.56 trillion held by 43.2 million student borrowers by an average of $39,351. College education leads to higher income, job security, … Read More
It seems our job as parents of teens keep getting harder. Are they on drugs? Alcohol binging? Is their credit report alright? Yes, they can have credit issues! Once you have debt and payment history, what and when you borrowed, … Read More
“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More
Originally published on July 2, 2019, updated on June 30, 2021. The Fourth of July is approaching, with images of fireworks, hot dogs, hamburgers, and apple pie. It is a favorite time in our household, sans the apple pie as … Read More
Are you getting ready to buy a home? Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you … Read More