Credit and Debt will discuss credit reports, scores and how to borrow, reduce debt
You got into your college of choice. How to pay for college? The latest student loan statistics reflect $1.56 trillion held by 43.2 million student borrowers by an average of $39,351. College education leads to higher income, job security, … Read More
It seems our job as parents of teens keep getting harder. Are they on drugs? Alcohol binging? Is their credit report alright? Yes, they can have credit issues! Once you have debt and payment history, what and when you borrowed, … Read More
“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More
Originally published on July 2, 2019, updated on June 30, 2021. The Fourth of July is approaching, with images of fireworks, hot dogs, hamburgers, and apple pie. It is a favorite time in our household, sans the apple pie as … Read More
Are you getting ready to buy a home? Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you … Read More
Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More
Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More
Affording a college degree is complex, with costs rising for decades. Yet, having a college education remains a meaningful way to reach success. We will point to ways to make college more affordable and even virtually free. Planning early as … Read More
“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway For me, credit cards have always been a double-edged sword, … Read More
“Price is what you pay; value is what you get.” Warren Buffett I bristled when they called me a cheapskate when I was a young kid. It cast a dark shadow over me. We lived in a modest neighborhood in … Read More
We revisit ancient views of money on the ten commandments of personal finance from timeworn texts and stories. Surveying these words adds a different perspective on finances whether you are celebrating the upcoming holidays or not. There is a common … Read More