Ten Commandments of Saving Money

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“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More

Best 43 Quotes On This Independence Day

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Originally published on July 2, 2019, updated on June 30, 2021. The Fourth of July is approaching, with images of fireworks, hot dogs, hamburgers, and apple pie. It is a favorite time in our household, sans the apple pie as … Read More

What You Need To Know About A Sinking Fund

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We all have something special we’d like to buy for our home or in life. That old couch that has seen better days in your living room begging for a replacement or a vacation you thought about for a long … Read More

How to Choose A Financial Advisor

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“A goal without a plan is just a wish.”  Antoine de Saint-Exupery, The Little Prince   “When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.”  Confucius When you are seeking a … Read More

21 Surprising Tips To Know Before Buying A House

  Are you getting ready to buy a home?  Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you … Read More

How To Buy A Home With Bad Credit

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Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More

9 Ways To Avoid Lifestyle Inflation With A Savings Plan

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Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More

51 Ways To Save Money In College

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“He (She) who will not economize will have to agonize.”  Confucius   Saving money during college is a perfect way to develop good financial habits. Learning how to manage money on a tight budget, pay down debt, control spending, and … Read More

12 Ways To Make College More Affordable (Or Even Free)

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Affording a college degree is complex, with costs rising for decades. Yet, having a college education remains a meaningful way to reach success. We will point to ways to make college more affordable and even virtually free. Planning early as … Read More

10 Reasons Why You Should Know Your Net Worth

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How are you today? I mean, how are you financially? Know Your Net Worth: It is a crucial benchmark at a particular time. Will allow you to set near-term and long-term goals. Track changes for better money management. Highlight your … Read More

The Pros And Cons of Credit Cards

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“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway   For me, credit cards have always been a double-edged sword, … Read More