Credit and Debt will discuss credit reports, scores and how to borrow, reduce debt
Congratulations, Graduate! Find a job you enjoy doing, and you will never have to work a day in your life. Mark Twain College graduation season is one of my favorite times of the year, and I don’t even have a … Read More
I wanna be a billionaire so f**king bad Buy all of the things I never had Uh, I wanna be on the cover of Forbes magazine Smiling next to Oprah and the Queen. Billionaire, Lyrics By Travie McCoy … Read More
Saving For Retirement Yet? Savings, investing, and retirement are very related, yet the topic of retirement planning gets pushed off to the side. We fear dealing with the unknown, or we are neglectful. Instead, planning early and often for retirement … Read More
Do you really need a credit card? Most people believe so. I have had a love-hate relationship with credit cards, admittedly using cash and alternatives more often than most people I know. Credit cards can be a valuable tool, allowing … Read More
“It doesn’t matter how many times you fail, you only have to be right once.” -Mark Cuban What Are Your Chances Of Reaching Financial Success? 100%! (If you want it!) Growing up, I heard snippets like “do the best … Read More
“Many people take no care of their money till they come nearly to the end of it. And others do just the same with their time.” Johann Wolfgang Von Goethe Use Time Value Of Money To Achieve Your Financial Goals … Read More
“There are no solutions; there are only trade-offs.” Thomas Sowell There are money tradeoffs in most aspects of our lives. We have many choices and cannot do everything we want to do. For every choice we make, opportunity costs require … Read More
We all have biases–cognitive and emotional– that may cloud our judgment when making day-to-day decisions, especially about our finances. We often depend on our intuition, but sometimes we are unaware of how our gut feeling may be faulty. These biases … Read More
I have to admit that I am hostile to the term, “Budget.” The word signifies limitations as if I will have to change my lifestyle. Before I prepared a budget, I felt anxious about doing one. Only one out of … Read More
The coronavirus has weakened our financial markets and our economy as social distancing has slowed economic activity. With high unemployment and tweaked growth, we have been in a recession. Many people are hurting. Unfortunately, there are many who like to … Read More
The US divorce rate among young people under 30 has been dropping to below 50% since the early 1990s. However, that may be deceiving. Millennial couples are marrying later and arming themselves with prenuptial agreements. According to a sociology professor … Read More