Saving For Retirement In Your 20s

retirement-on-the-beach

Saving For Retirement Yet? Savings, investing, and retirement are very related, yet the topic of retirement planning gets pushed off to the side. We fear dealing with the unknown, or we are neglectful. Instead, planning early and often for retirement … Read More

Credit Card Alternatives Have Benefits

alternative-payments-to-credit-cards

Do you really need a credit card? Most people believe so. I have had a love-hate relationship with credit cards, admittedly using cash and alternatives more often than most people I know. Credit cards can be a valuable tool, allowing … Read More

How To Make Better Money Trade-offs

chess-as-metaphor-for-tradeoffs

“There are no solutions; there are only trade-offs.” Thomas Sowell There are money tradeoffs in most aspects of our lives. We have many choices and cannot do everything we want to do. For every choice we make, opportunity costs require … Read More

How to Overcome Biases In Financial Situations

reset-your-brain

We all have biases–cognitive and emotional– that may cloud our judgment when making day-to-day decisions, especially about our finances. We often depend on our intuition, but sometimes we are unaware of how our gut feeling may be faulty.  These biases … Read More

How Safe Are Your Bank And Financial Accounts?

money-bank

The coronavirus has weakened our financial markets and our economy as social distancing has slowed economic activity. With high unemployment and tweaked growth, we have been in a recession. Many people are hurting. Unfortunately, there are many who like to … Read More

9 Ways To Avoid Financial Infidelity

happy couple

The US divorce rate among young people under 30 has been dropping to below 50% since the early 1990s. However, that may be deceiving. Millennial couples are marrying later and arming themselves with prenuptial agreements. According to a sociology professor … Read More