Credit and Debt will discuss credit reports, scores and how to borrow, reduce debt
A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment. And according to Forbes, a good credit score saves you about $35,000 per $100,000 you borrow … Read More
Life is usually good when you have enough money to pay your bills, not have debt, and enjoy the leftover money you may have. Now, if you get laid off, life gets a bit more stressful. The bills you may … Read More
Have you been the victim of identity theft? Do you think you were involved in a data breach online? Fraudulent claims on loans and leases are the fastest-growing kind of identity theft in the United States. Incidents of identity theft … Read More
Credit unions are financial institutions that provide members with access to affordable loans, savings accounts, insurance, and other services. Credit unions are owned and operated by their members, who elect representatives to govern the organization. In this blog post, I … Read More
Phone plans are complicated and often expensive. It’s enough to make the most avid phone lover’s head spin. Not to worry, though, as you’re about to learn about some of the best cheap phone plans of 2021! You need to … Read More
Credit is a topic that many people feel uncomfortable talking about, but it is also a crucial part of your daily finances. There are many ways to build a strong credit score, but even more, ways to screw it up … Read More
Debt is a problem for many Americans. Especially now in the holiday season. So, what will you do when the holidays are over, and your credit card debt is piling up? Debt consolidation loans are a great way to combine … Read More
You might think that having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that make it possible to overcome that … Read More
Buying a car should be straightforward with internet car shopping, competitive pricing, and the ability to browse cars at your fingertips. However, that isn’t always the case. With the inception of COVID-19 in 2020, car buying in 2021 and beyond … Read More
We all know that nothing in this world is free, so how do some traditional banks offer free checking accounts and free savings accounts? Banks continually spend money by sending us our debit cards, periodic statements and supporting the digital … Read More
Carrying balances on multiple credit cards is stressful and expensive, and paying them off quickly can be a challenge. That’s especially true if you are living paycheck-to-paycheck or dealing with other debts simultaneously, like student loans. But it is possible … Read More