The Pros And Cons of Credit Cards

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“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway   For me, credit cards have always been a double-edged sword, … Read More

A Guide To Owning or Renting Your Home

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Owning versus renting your home is a longstanding and often passionate debate. The reasons for owning or renting differ according to financial calculations and your personal preferences. Factors To Consider If you seek to own a home, do you prefer … Read More

How To Adopt An Abundance Mindset

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“The mind is everything, what you think, you become.” Buddha Are our mindsets predetermined, or can we grow, adapt, and change? Your mindset matters greatly. You have the power to develop how your mentality.  How We Think Can Impact Us … Read More

Being Frugal When Saving Time And Money

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“Price is what you pay; value is what you get.” Warren Buffett I bristled when they called me a cheapskate when I was a young kid. It cast a dark shadow over me. We lived in a modest neighborhood in … Read More

Getting Stimulus Money? Spend This Money Wisely

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The third and possibly final stimulus check from the federal government is on its way. Most people will get their stimulus money via direct deposit to tens of millions of bank accounts. If you and your family qualify for the … Read More

Ten Commandments of Personal Finance

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We revisit ancient views of money on the ten commandments of personal finance from timeworn texts and stories. Surveying these words adds a different perspective on finances whether you are celebrating the upcoming holidays or not. There is a common … Read More

All About The Personal Financial Statement

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By keeping tabs on your finances, you can create a secure and fulfilling future. That’s where a personal financial statement comes in. At its core, a personal financial statement offers an overview of where you stand financially at any point … Read More

How Do You Measure Your Financial Success?

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  I wanna be a billionaire so f**king bad Buy all of the things I never had Uh, I wanna be on the cover of Forbes magazine Smiling next to Oprah and the Queen. Billionaire, Lyrics By Travie McCoy   … Read More

Saving For Retirement In Your 20s

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Saving For Retirement Yet? Savings, investing, and retirement are very related, yet the topic of retirement planning gets pushed off to the side. We fear dealing with the unknown, or we are neglectful. Instead, planning early and often for retirement … Read More