Recent guidance for pension-linked emergency savings accounts, or PLESA, provided by the Department of Labor (DOL) and IRS will likely spur more companies to give employees the green light to set up an emergency savings account within their retirement plan. … Read More
In the world of endless “life hacks” and articles packed full of buzzwords, it can sometimes be challenging to know what purchases or money-saving tips are worth it. There are plenty of cheap websites selling tools and supplies at a … Read More
The prices of food and household items are experiencing small but steady price increases, putting a dent in the wallets of American consumers. Buyers search for bargains wherever they can and discover them in the unlikeliest places. Searching for smart … Read More
Regarding grocery shopping, nothing feels better than getting the best deals. Prices of essentials in America have continued to climb, and adopting intelligent, cost-saving strategies could be your saving grace to slashing grocery bills. An internet community of savvy consumers … Read More
Trying to pay off credit card debt is daunting if you carry significant balances, but it is possible. Paying off this debt entirely is challenging and will take work and time. Taking a glance at credit card statistics, you’ll realize … Read More
Dating can be expensive, especially in our inflationary environment. Those dating are going on fewer dates due to higher costs. All bets were off for dating during the pandemic, as six feet apart was the standard, but hopefully, lockdowns are … Read More
Rising interest rates hurt consumers. To fight the high inflation hurting our wallets, the Federal Reserve hiked its key interest rate five times this year, raising its fed funds rate from near zero at the beginning of 2022 to 3.0%-3.25%. … Read More
If you took an introductory psychology or marketing course, you probably learned about Maslow’s hierarchy of needs which explains how human motivation impacts our lives. Maslow’s theory applies to many disciplines, including education, businesses, and marketing where motivation training can … Read More
“Summertime and the livin’ is easy.” George Gershwin (Porgy and Bess), sung by Ella Fitzgerald Summer is here! It is an excellent time to spend more time outdoors and save money this summer. Besides money-saving tips, we highlight ways to … Read More
Looking to get Amazon for free rather than shelling out $139 for an Amazon Prime membership? We can help you out. Amazon Prime began in February 2005 at an introductory price of $79 a year for free shipping, changing how … Read More
Saving money is an excellent habit, using this money to pay bills, use for emergencies, large purchases, and to make investments. However, in a low interest-rate environment, it can be challenging to earn income in saving accounts, especially a money … Read More