Universal basic income, or UBI, is a modern-day concept under which the government distributes cash payments to all. This concept has been around since Thomas More proposed a basic income to everyone in Utopia, written nearly 500 years. Once a … Read More
“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More
We Live In A Digital World Yet, most of us don’t prepare wills (only 46% do, according to a recent poll), and if we do, we may not fully address these assets in our estate planning documents. As a result, … Read More
Updated “We Have Power!” Craig, my husband How precious those words were when we regained utility services. Our family, among many, endured a multi-day outage caused by Hurricane Isaias. It is truly one of the more disruptive events that can … Read More
“Death is not the end. There remains the litigation over the estate.” Ambrose Bierce Have You Created An Estate Plan? Most of us want to avoid litigation, especially over an estate. Having a plan helps you do that. The best … Read More
We need to financially protect ourselves from events that happen out of our control. You can’t predict everything, but you can shield your income, property, and possessions from the possibility of financial losses resulting in disabilities, injuries, and liabilities. Unforeseen … Read More
Are you getting ready to buy a home? Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you … Read More
Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More
In a market environment with low yields, investors may be better off with dividend-paying strategies as an excellent way to build wealth. Total return benefits from dividend income, potential dividend growth, and capital appreciation. Every well-balanced portfolio should contain high-quality … Read More
“Bear in mind the wonderful things you learn in schools are the work of many generations. All this is put in your hands as your inheritance in order that you may receive it, honor it, add to it, and one … Read More
Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More