If you want to live comfortably, you need healthy financial habits. A top priority must be to live within your means. Only 46% of Americans report making more than they spend, according to a Pew Research study. Overspending leads to … Read More
Life is a series of risk management, said a wise oncologist recently. Death happens and we can’t control our retirement from life. To better manage our risks in life and provide some protection against loss, we need insurance–auto, health insurance, … Read More
April is Financial Literacy Month! Being well versed in financial literacy should be among our top priorities. To be better acquainted, see how you do in a short quiz below. The answers will follow with explanations of important financial concepts. … Read More
With all the upcoming IPOs expected in 2019 from the likes of Levi Strauss, UBER, Palantir, Airbnb, Pinterest, and Postmates, what could investors do to be better prepared whether they have an opportunity to buy at the IPO price, or … Read More
The IPO market is revving up in 2019, after solid IPO activity in 2018. As ride-sharing Lyft shares recently took off in the public market, many companies are ready to take the plunge into the public market. Should the average … Read More
You got into your college. How to pay for college? The latest student loan statistics reflect $1.56 trillion held by 43.2 million student borrowers by an average of $39,351. College education leads to higher income, job security, and great opportunities … Read More
“Training is everything. The peach was once a bitter almond; cauliflower is nothing but cabbage with a college education.” Mark Twain “If you think education is expensive, try ignorance.” Derek Bok “College is part of an American dream. It shouldn’t … Read More
We are a connected and an open society. According to Business Insider Intelligence survey’s forecast released in January 2019, there will be more than 64 billion Internet of Things (IoT) devices by 2025, up from about 10 billion in 2018, … Read More
“He who will not economize will have to agonize.” Confucius To make more money, we need to learn how to spend less, save more and investment wisely. As the number 1 economic power in the world, the US is a … Read More
“Poor or rich, money is good to have.” Leah Eliash Kaufman, my grandmother “Lasting net worth comes only when you have a healthy and strong sense of self-worth.” Suze Orman “Money is only a tool. It will take you wherever … Read More
When the Fed speaks, investors listen…really closely. The Fed (formally known as The Federal Reserve System) is the central bank of the US. The Fed regulates commercial banks and has the responsibility for conducting monetary policy to achieve its dual … Read More