Being a young adult and stepping out on your own in the world can be an overwhelming event in a young person’s life. Whether you are enrolling in college, joining the workforce, or simply taking a step back to explore your options, some aspects of life shouldn’t be forgotten. In a recent online discussion, people gathered to discuss what they wish they could go back and tell their younger selves.
1. Financial Planning
Most people in their twenties are thinking about the hottest new clothing trend or how they will spend their weekends. The idea of setting up a retirement plan is so far down the road, but the truth is, it’s never too early to start saving and investing for the future. A simple fraction of a paycheck added to a high-yield savings account can set a person up with a nice nest egg as they begin their career.
2. Dental Health
The dentist can be one of the scariest places in the world for some people. Surrounded by sharp needles and drills that seemed designed to cause agony, many people avoid dental visits at all costs. Many people wish they could go back in time and take their dental health more seriously. One person states, “‘I’m in my mid-20s and just recently got enough motivation to start properly taking care of my teeth. I have had seven root canals, one tooth pulled, and probably 30 fillings over my life so far, and I need more. It is probably like $30,000 of dental care over my life so far.”
3. Keeping Positive Social Circles
Many people are pointing out the adverse outcomes of keeping toxic relationships in your life. Surrounding yourself with positive and motivating individuals can keep you focused on your goals in life. Keeping someone in your life who constantly brings you down can wain on your mental health and keep you from thriving.
4. Physical Health
I recently had my nephews over for the weekend, and about halfway through the stay, I found myself exhausted while they were still ready to play. I found myself wondering where my energy went, then realizing I had been lacking my own physical health. Subsequently, I realized how hard it is to start working out and getting into the routine again. One man agrees, saying, “As someone in their thirties: Working out. The massive, constant energy you have when you are young doesn’t last, and at some point, you will be more and more prone to growing sedentary as you grow older. This also involves significant health risks, both physical and mental.”
5. Car Maintenance
In the past few years, new and used car prices have sky-rocketed. The lifespan of a car can easily be extended with proper car maintenance and simple mechanical skills. Learning how to change the oil, flush the transmission fluid, rotate tires, and change out brakes can add miles to your vehicle’s durability and keep extra cash in your bank account.
Many of us start our careers and families, causing us to sacrifice our responsibilities for our bucket list travel destinations. One traveler explains why traveling young is important, saying, “Don’t postpone visiting some sights that may be gone by the time you grow older. You never know when a historical building will collapse, a volcano erupts, glaciers melt, and so on. Better be sorry it’s gone then pitiful you haven’t visited it while there was a chance to.”
7. Ignore Social Media
Lately, social media has become a way of life. A simple way to stay in touch with friends and family who may be living miles and miles away, it can help loved ones keep in touch. We also must remember that influencers and celebrities have created a lifestyle that only a tiny percentage of the population has. Many people are stressing about ignoring the “likes” on social media and focusing on real-world conversations.
8. Drink Water
I read somewhere that, as a youngster, we thought alcohol was an adult drink. Then we thought coffee was an adult drink; well, as an adult, I now know that water is the best “adult” drink. The benefits of water are endless, including weight management and skin health. Ditch the sugar-rich sodas and juices for refreshing water for all your health needs.
9. Stop Comparing Your Progress to Others
Everyone in life is carving their own path and growing on their own. If you have gotten a late start in your career or education, it is ok. Success is a marathon, not a sprint. One advisor explains, “Do not let the ‘I’m so far behind’ thing paralyze you. So… you’re 25 years old. You still have a long, long time to go yet. Some people don’t have these revelations until they are 50 or 60 when there is too little time left to do anything significant about it.”
10. Address Addiction
Addiction can be a sensitive subject, but understanding and knowing your potential chemical dependence can be vital to your future. Addressing the root of your potential or current addictions can help you achieve your future goals. Therapy and support groups can give you the tools you need for a life of happiness.
12 Frugal Meals People Eat Even When They’re Rich. Do You?
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When money isn’t a problem, people tend to indulge in all sorts of luxuries they couldn’t afford when they didn’t have excess money to spend. However, sometimes, even when money is easy, there are food items you can’t say “no” to. Here are some of the most addictive, economical meals you can eat, even when money is no issue.
12 Grocery Store Luxuries That People Love To Treat Themselves With
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Sometimes, grocery shopping can be a chore. It can feel like just one more thing to get done during the week, so you don’t have to worry about it during the weekend. When money is tight, it can be even more overwhelming to try and get the best deals on food until you get to that one item you can’t resist. We all do it, splurging on that one food item we can’t do without. To that end, here are some of the most luxurious food choices people must have.
12 Dream Treats People Would Splurge on if Money Were Infinite
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Imagine a reality where your bank account was bottomless and financial constraints vanished. What would you choose to splurge on? Here are 12 dream treats members of an online forum would throw their money at if money were no object.
10 Frivolous Things People Spend Their Money On When They Could Be Saving
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Are you spending your money frivolously on stupid things when dealing with a tight budget, or saving more for emergencies? We all do. Door Dash and Uber Eats? Need I say more? Between the higher menu prices, delivery fees, and tips, you can spend $35 on a single sandwich!
It’s absurd, and yet so many people do it. Worse, they know it’s a waste of money but will continue using the services. I’m guilty of using the delivery apps myself. Someone recently asked on an online forum for other examples of dumb things people waste their hard-earned cash on, and these are the top-voted responses.
Lovingly Limiting Loans: 10 Wise Ways To Set Money Boundaries With Family
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Family ties are undoubtedly some of the strongest bonds in our lives. We share laughter, create lasting memories, and support each other through thick and thin. However, navigating boundaries can be complex when it comes to financial matters. Here are 12 wise ways shared by members of an online forum to set monetary limits with family members.