Amaka Chukwuma
With Intuit’s recent decision to discontinue Mint, a widely-used budgeting and financial tracking application, numerous users are now on the lookout for a reliable alternative to manage their finances. Gladly, there are a range of other financial tools capable of stepping into Mint’s shoes. Here are ten Mint alternatives if you’re seeking a new financial management ally.
1. EveryDollar
EveryDollar, Dave Ramsey’s budgeting app, is straightforward and effective, especially for those new to budgeting. Its integration with Ramsey’s “Baby Steps” makes it unique among Mint alternatives. The free version is basic, but the Ramsey+ premium version offers bank sync for a steeper price ($10.83–$19.99/month). EveryDollar is ideal for those seeking a simple, goal-focused budgeting tool.
2. MoneyPatrol
MoneyPatrol positions itself as a highly advanced budgeting and money management tool. It offers comprehensive features like account monitoring, budget creation, bill reminders, and financial reports. With a 15-day free trial and an affordable $4.99/month (billed annually), MoneyPatrol is an excellent option for detailed financial tracking and management.
3. CountAbout
CountAbout offers a web-based platform compatible with iOS and Android. It allows data import and syncs with financial accounts for premium members. Priced at $9.99/year for basic and $39.99/year for premium, CountAbout is a versatile and affordable financial management tool. One downside, though, is its lack of investment planning features.
4. Moneydance
Moneydance impresses with its clean interface and open API, allowing tech-savvy users to create extensions. It provides comprehensive features like bill payment, investment tracking, and reminders. Although some users find the transfer from Quicken challenging, Moneydance’s $49.99 price tag (with a free trial for the first 100 transactions) makes it a compelling choice for those seeking a modern and customizable financial tool.
5. YNAB
You Need a Budget (YNAB) focuses on zero-based budgeting, encouraging users to assign every dollar a job. This Mint alternative has improved automation features, including bank synchronization and a mobile app. YNAB is particularly suited for individuals aiming to refine their money habits, with a strong emphasis on goal setting and monthly expense planning. The software offers valuable resources and webinars without hidden agendas. With two pricing options and a 34-day free trial, YNAB is a versatile and user-friendly tool for effective budget management.
6. PocketSmith
PocketSmith distinguishes itself with its financial forecasting capability, offering projections for up to 30 years. Compatible with Mint, it enhances the budgeting experience with features like a “What If” scenario tester and clear net worth calculations. However, the full range of features, including a 30-year forecast, comes at a higher price point ($19.95/month). The free version is limited, but PocketSmith remains a strong choice for those seeking in-depth financial planning and forecasting tools.
7. Quicken
Quicken, the oldest program on this list, still holds significant value for personal finance management. Available for both Windows and Mac, it offers robust features like account balancing, budget creation, tax tracking, and the Simplifi mobile app. Quicken remains a potent tool for those needing comprehensive financial software. Quicken’s plans range from $35.99 to $103.99 per year, catering to a wide range of financial management needs.
8. Banktivity
The software’s exclusivity for Mac users might seem like a limitation, but for Apple ecosystem loyalists, it’s a tailored solution. Banktivity allows for a high degree of customization, catering to the specific needs and preferences of its users. For example, users can allocate different expenses to be paid from different bank accounts—your mortgage from one account and your child’s tuition from another. This level of detail and control over finances is a significant advantage for those who want to meticulously manage their budget. It offers an array of features that promise both time and money savings—an average of $500 a year and 40 hours, to be exact.
9. Empower
Formerly called Personal Capital, Empower’s free money tools offer a complete snapshot of crucial financial metrics, making it excellent for tracking everything from cash flow to investments. The app’s standout features include a top-notch retirement calculator and an investment fee analyzer. It’s user-friendly, requiring only a few data inputs to get started, and it’s particularly effective in providing a complete picture of one’s financial status. The ability to track several cryptocurrencies adds to its appeal, especially for modern investors. Considering all these features and its free pricing, Empower is an indispensable tool for anyone who is serious about their financial health.
10. Tiller Money
If you love spreadsheets, you’d love Tiller Money. This powerful budgeting app leverages Google Sheets or Microsoft Excel, offering unparalleled customization. The app connects to over 20,000 financial institutions and automatically imports transactions, making financial tracking effortless. Users can choose from premade templates or build their own, and the auto-categorization feature simplifies transaction sorting. Freelancers and small business owners will find the tailored tools particularly useful. Priced at $6.58/month after a 30-day free trial, Tiller Money is a robust yet affordable financial tool for spreadsheet enthusiasts.
Source: Reddit.
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