When Money Haunts Your Dreams: 11 Candid Confessions From the Sleepless

Financial trauma is a debilitating state where individuals struggle even after years of achieving monetary stability. An online community shares 11 financial horrors that still haunt them in their sleep.

1. Forever Haunted

Woman with anxiety and thinking
Image Credit: Shutterstock.

After years of unstable living, a user shares, “I still get massive anxiety with money even though I can save almost $900 each month after all expenses…It never quite leaves you, does it?” “Don’t think it does,” replies another.

2. Meticulous Budgeting

Couple discussing
Image Credit: Shutterstock.

One fellow keeps a thorough monthly “budget book” but still wakes up in fear now and then, afraid that they’ve forgotten to pay a bill. At times, they’d get out of bed and double-check despite knowing everything’s been taken care of.

3. A Mother’s Gift

Mother and daughter talking
Image Credit: Shutterstock.

A member blames their mother for giving them terrible financial insecurity. Despite having food on the table, an occasional summer trip, and presents under the tree, this member’s mother reacted badly to even marginally spending money. As an adult, they get anxious whenever they think of spending money. “I check the bank account a hundred times a day after even small transactions; this has almost given me a complex. It’s debilitating.”

4. An Act of Disappearance

Money flying
Image Credit: Shutterstock.

A user shares how their dreams include the vision of getting paid, but the money goes right into the wind because of the debt they owe for everything. Unfortunately, it’s not just a nightmare because it’s true.

5. After Hours

Woman waking up at night
Image Credit: Shutterstock.

One member mentions having significant anxiety about their problems as they wake up between 3 a.m. and 5 a.m. every night. Their rent has increased four years in a row, now at a staggering $2270, with the power bill being $800 monthly. “Kids need dental care. Cars need service. Something needs to change. I’ve been applying for jobs for extra cash.”

6. Life Is a Struggle

Extended Stay America
Image Credit: Shutterstock.

As many experience increased income, they’re shut down by inflation. A user shares how the rent goes up by $1,000 yearly each time they get a raise. They’ve “gone nomad” to save on bills by staying long term at places such as Extended Stay America to pay “the same rent, the same amount of space, no electric bill, and get free parking.”

7. Up We Go

Angry Fed up woman
Image Credit: Shutterstock.

Another member’s rent went up almost 300 dollars in one year. They mention how everything, not just rent, is going up. “I had to buy my kid new shoes, which were so expensive! I’m dreading having to buy her clothes.”

8. Limited Dreams

Woman siting and thinking
Image Credit: Shutterstock.

Even fiction is limited by financial horrors. One commenter confesses how they once had a dream where they won money, but even in the dream, they couldn’t bring themself to buy a new car and bought a used one. Another user shares how they are conscious of how much money and credit they have in their dreams.

9. Maxed-Out

Unhappy man with credit card
Image Credit: Shutterstock.

A member has been financially stable for about 15 years. Yet, they’ll wake up in a panic about a maxed-out credit card they can’t use to get dental work done because there’s no money left, and they desperately need the dentistry. “That card hasn’t been maxed out in a decade.”

10. Menacing Motherhood

Woman working with kids
Image Credit: Shutterstock.

After having severe birth complications, a user underwent two extended hospital stays and two surgeries. Between the incoming hospital bills and being out of work on unpaid leave while caring for a newborn, her rotting mental health became too much to handle. Her nightmares are about her inability to afford her daughter’s formula or diapers.

11. Unforgettable Roots

Old woman using mobile
Image Credit: Shutterstock.

When someone commented, “Never ever forget where you come from,” anger from users broke loose. One responds that their greatest revenge is forgetting where they came from, while another shares how they’re 62 and have spent the last 40 years trying to get over the first 22.

Source: Reddit.

12 Frugal Meals People Eat Even When They’re Rich. Do You?

Woman eating popcorn Photo Credit: Shutterstock

When money isn’t a problem, people tend to indulge in all sorts of luxuries they couldn’t afford when they didn’t have excess money to spend. However, sometimes, even when money is easy, there are food items you can’t say “no” to. Here are some of the most addictive, economical meals you can eat, even when money is no issue.

12 Grocery Store Luxuries That People Love To Treat Themselves With

Woman buying grocery Photo Credit: Deposit Photos

Sometimes, grocery shopping can be a chore. It can feel like just one more thing to get done during the week, so you don’t have to worry about it during the weekend. When money is tight, it can be even more overwhelming to try and get the best deals on food until you get to that one item you can’t resist. We all do it, splurging on that one food item we can’t do without. To that end, here are some of the most luxurious food choices people must have.

12 Dream Treats People Would Splurge on if Money Were Infinite

Woman with money Photo Credit: Shutterstock

Imagine a reality where your bank account was bottomless and financial constraints vanished. What would you choose to splurge on? Here are 12 dream treats members of an online forum would throw their money at if money were no object.

10 Frivolous Things People Spend Their Money On When They Could Be Saving

woman wasting money Image Credit: Dean Drobot From Canva.com

Are you spending your money frivolously on stupid things when dealing with a tight budget, or saving more for emergencies? We all do. Door Dash and Uber Eats? Need I say more? Between the higher menu prices, delivery fees, and tips, you can spend $35 on a single sandwich! It’s absurd, and yet so many people do it. Worse, they know it’s a waste of money but will continue using the services. I’m guilty of using the delivery apps myself. Someone recently asked on an online forum for other examples of dumb things people waste their hard-earned cash on, and these are the top-voted responses.

Lovingly Limiting Loans: 10 Wise Ways To Set Money Boundaries With Family

Father lends money to son Photo Credit: Shutterstock

Family ties are undoubtedly some of the strongest bonds in our lives. We share laughter, create lasting memories, and support each other through thick and thin. However, navigating boundaries can be complex when it comes to financial matters. Here are 12 wise ways shared by members of an online forum to set monetary limits with family members.

This article was initially published and syndicated by The Cents of Money

Leave a Comment